Thursday, January 31, 2008

Insurance Companies Are Morally Bankrupt

If you work for a medical insurance company, you ought to be ashamed of yourselves.

My bc pills are not working. I cannot take the generic. CANNOT take it, I have now been told. My insurance company will not cover the name brand with any decent copay. They want me to pay a $50 copay each time, plus the difference in the cost of the meds. Fuck that. You want to know why we have so many unwanted pregnancies in this fucking country? Because the drug companies and insurance companies make it impossible for women to afford their medication.

I wish this were as simple as preventing pregnancy. I am taking this for my endo. I hate hate hate all of you in the medical and insurance community today. Give me my socialized Swedish medical system any day of the week over this shit.

And if you have NOT lived in a socialized country and actually experienced socialized medicine firsthand, do NOT comment to me lauding the US system. You don't know what the fuck you are talking about.

14 comments:

krishanna said...

Awww.. I am sorry you having a rotten time. Just wanted to point out that you can add scum sucking politicians to your list because they are the ones who passed legislation to allow the pharmaceutical and insurance companies to raise co-pays by 900% in some cases. This is nothing more than the latest attack on reproductive freedoms. There a good article on at Time Magazine- http://www.time.com/time/specials/2007/article/0,28804,1651473_1651472_1650461,00.html
and AlterNet has a terric Reproductive Justice section. http://www.alternet.org/blogs/reproductivejustice

Molly's Mom said...

Delurking to say that sucks! Know what I did after I had my munchkin? Got the Mirena IUD. Totally love it! No visits from Aunt Flo now, etc.

Momma said...

Hey darlin' -

I am so sorry that the Big Pharma machine and their henchmen have ridden in and crapped all over you! As we speak, I'm trying to recover from yet another drug reaction from yet another miracle cure that wasn't. This is the second drug that's damn-near killed me. But the ones that work? Like your BC pills? Forget it. They want you to pay through the nose.

I'm so sorry, sweetie. I'm with you on wanting a better medical system here. Anything has to be better than this.

Peace - D

Coal Miner's Granddaughter said...

I'm with you that they're pieces of shit. Insurance companies are in it for the money. They could give a rat's ass about your health or well-being. That's what makes them so damned dangerous and worthless.

I hate it for you.

Blue Momma said...

Have you checked the prices from any of those online Canadian pharmacies? I know my grandmother is getting some of her medicine for less than half what she was paying here.

But the insurance companies? Do suck. And that is health, auto, home owners - all of them. Fuckers.

buddha_girl said...

The only advice I have is to call or visit your local health department. When I was in college and living on an even MORE limited income than I do now, I went to the health department once a year for my stupid exam and was awarded a YEAR'S WORTH of FREE birth control pills. Name brand and all.

I hope this helps.

Not that you need to hear this - but I think if MEN could get pregnant the whole insurance, reproductive health, and parent issues would be completely FUCKING DIFFERENT.

Here's to all insurance fucktards dying.

latt├ęgirl said...

That can't be right. Can't you get a doctor's note (I know, that sounds totally high school) and force the insurance to behave? I'm sure you could. (Well, up here in socialized Canada, I would sure give it damned good try...)

**"Liza"** said...

Sorry to hear that..That's one reason i stop using pills my self and stick to the old ways "rubbers"..Pills is way too expenssive for me not to mention the pain of taking them. Our health insurance suck! My husband pay a lot for it but the coverage is not good at all..We have to pay three thousand deductible and it's not 100% coverage too.. Thats why Im trying my best to keep my boys from being sick all the time..

Nicole said...

We went through the same thing with my anti-nausea meds when preggo with Fi. After paying $20 every other day for 4 pills at a time, when I really needed to take 3 a day!! I was able to get an overwrite from my Dr and the insurance company ended up paying for it.

I Hope maybe you might be able to get something similar? Or have you tried this already??

Shit, I'm so sorry!!!

Not Afraid to Use It said...

Thanks ladies. I appreciate the comments.

@Krishanna: Thanks for the links. I will def check them out.

@:Molly'sMom: I looked into the Mirena, but it will not help me with my endo. I wish it would. Sigh.

@Momma: Just add one more thing to the list of things we need to talk about at dinner/coffee before the hockey game. I need to hear your story.

@CMGD: I agree, they are dangerous. I hope we see changes soon.

@BlueMomma: I emailed you, but the Rx companies are nearly all the same price for what I need.

@BuddhaGirl: I actually thought of that, and once this damned snow stops dumping out of the sky and I have a car, I will go and check it out.

@LatteGirl & Nicole: I am having my dr office write a letter, and I am going to have to submit it to my company. But the asshole rep I spoke with today told me that it basically did not matter. We will see about that.

Chris in Oxford said...

Medical insurance companies are evil. If you've not seen "Sicko" it will piss you off (even if its a bit melodramatic). Now that I've lived for a few years in a country that, like most of the rest of the civilized world, has socialized medicine I can't imagine going back to the States until they get their shit sorted. Which is probably not going to happen soon enough.

Britain's National Health Service is outstanding. I've been hospitalized here, had my son born here and had routine medical care here. None of it cost me a cent and it was efficient, compassionate and excellent quality care.

I am truly sorry that you're getting the shaft. There's plenty of room in Britain, or France, or Australia, or Sweden, or Canada...

Andrea said...

I really, really wish that we could switch to socialized medicine... Sorry, hon. That really, really sucks. (I'm addicted to the word 'really' today.)

My first suggestion is the same as Buddha-Girl. If that doesn't work, can you change brands?

Not Afraid to Use It said...

@CinO: I haven't seen that film yet, but it is on my to-do list. I am sure I will be properly incensed by the end.

@Andrea: The prob is my doc wants me on name brand only. We shall see.

Vulgar Wizard said...

Do you have a County Health Unit? Or maybe a state-funded one? We have Parish Health Units in Louisiana, and although I have medical insurance, I use the health unit for my annual paps, and they give me 14 months worth of pills at one time (yes, give me). It's income-based, and at last count, my husband and I made 60,000 a year. I recieved a bill for about $125, for an annual check up and a year's worth of name-brand BC pills. Give it a shot.